bunq Introduces Its Highest Interest Rate To Date

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bunq, the second largest neobank in Europe, has announced another interest rate change that will allow its users to earn high interest on their savings despite the changing interest rate environment. Starting July 19th, 2024, new and existing bunq users will earn a bonus market-leading interest rate of 3.36% on all new deposits from July 1st, 2024. 

 

Under this new offer, any additional savings deposited within a bunq savings account (up to €100,000) will receive a market-high interest rate of 3.36%. Existing savings before July 1st will get 2.16% interest, up to their highest savings balance of the past 6 months.

 

The European Central Bank (ECB) has recently decided to lower its interest rates. In line with this decision, and to ensure bunq’s users get the best savings experience, bunq has decided to encourage new savers with a bonus interest, offering a stable savings option amidst market changes.  

 

In addition to the attractive interest rate, bunq users do not have to fix their savings as bunq continues to offer the flexibility of on-demand access for their free Easy Savings account. This ensures that customers can access their funds when needed without compromising on their earnings. 

 

“We’re giving our users the best of both worlds,” says Ali Niknam, Founder and CEO of bunq regarding their highest rate to date. “With the flexibility of on-demand access, our users can save confidently and conveniently.” 

 

Mark Coan, Founder of Moneysherpa.ie, says, “With this new 3.36% rate bunq are offering an instant savings rate 13 times higher than the best native Irish bank. With these new instant savings rates the new digital banks have delivered a step change in returns for Irish savers and really put it up to the traditional banks.” 

 

In the last year, bunq has more than doubled its user base in Ireland. The growth comes alongside a surge in deposits, up 135% since the start of 2024. The challenger has hit 12.5 million users worldwide, solidifying its standing as the go-to bank for digital nomads. 

 

–ENDS— 

 

For further information or imagery, please contact:   

bunq@harrispr.ie    

 

About bunq   

Founded in 2012 by serial entrepreneur Ali Niknam, bunq has brought lasting change to the European banking industry. By having its users at the heart of the business and building a product rooted in their wants and needs, bunq quickly scaled to become the second largest neobank in the EU. Serving digital nomads across the European Economic Area, bunq makes life easy for location-independent people and businesses starting from the way they manage money: how they spend, save, budget and invest.  

 

bunq pioneered many things that were considered impossible and was the first bank in over 35 years to receive a European banking license. In the largest Series-A round ever conducted by a European fintech, bunq raised 193 million euros. By the end of 2022, bunq became the first EU neobank to achieve structural profitability. As part of its mission to become the first global neobank for digital nomads, the company applied for a banking license for the U.S. market in April 2023. www.bunq.de  

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