bunq offers guaranteed 3-month savings interest 

bunq, the second largest neobank in Europe, is once again putting users first with a new guaranteed interest rate offer for its free Easy Savings plan. Available now, new Easy Savings users will enjoy a 2.46% interest rate, guaranteed for three months, reaffirming bunq’s commitment to delivering exceptional value and flexibility to its users. 

A stable option amidst market changes 

As the European Central Bank (ECB) signals an upcoming rate drop in June, the cost of storing money with the ECB will increase, potentially leading to reduced deposit rates across many banks. Despite recent market changes, bunq stands out by offering new users the opportunity to secure a competitive interest rate, paid out weekly.

Unprecedented flexibility 

In addition to the attractive interest rate, bunq continues to offer the flexibility of two withdrawals per month for Easy Savings users. This ensures that users can access their funds when needed without compromising on their earnings.

“We want our users to enjoy the best possible savings rate,” says Ali Niknam, founder and CEO of bunq. “With a guaranteed interest rate they can save with confidence and without any effort.”

Mark Coan, Founder of Moneysherpa.ie, says “The major advantage of an on-demand savings account is instant access to your money, the disadvantage usually is that you have no guarantee on the interest rate you will get. So bunq’s 3 month hold on the 2.46% is a win win for users, they get instant access and a guarantee the rate sticks at 2.46%.”

In the last year, bunq has doubled its user base in Ireland. The growth comes alongside a surge in deposits, up 114% since the start of 2024. The challenger has hit 12.5 million users worldwide, solidifying its standing as the go-to bank for digital nomads.